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7 moving tips to help you
Perhaps you have noticed that when someone moves or runs away on TV, they just throw a couple of things in a duffel bag and walk out the door? Right! Life should be so easy.
Relocation is extremely difficult. It's physically demanding, mentally draining and financially dizzying. Even if you hire the finest movers, getting from Point A to Point B with all of your stuff (and loved ones) intact is like scaling a mountain without shoes.
Here are seven relocation tips and other guidelines:
1. Selling a home: If your company is transferring you, attempt to negotiate a buy-back option in which your home is bought by the firm at market value and then resells it. Some employers offer interest- paying programs instead, in which the business pays the interest on an employee's mortgage until the house sells. If the relocation is temporary, consider renting your home.
2. Cost of living: Before accepting a position elsewhere, research the cost of living in the new location. If it's higher than your current community, negotiate for an increased salary and push for a relocation bonus that covers moving expenses and closing costs on a fresh house. If this is a transfer, you may be able to deduct moving expenses in your taxes.
3. Expert advice: Relocation specialists may cost money in the short run, but their knowledge of relocation benefits, moving details, cost of living indexes and property comps may make them your first phone call if considering a fresh job.
4. Finding movers: book authorized and insured movers as soon as possible, Even if you don't know the exact address where you're moving. Movers get booked up, particularly on weekends, at the end of each month and during springtime. This will ensure a time slot within their schedule. They should be licensed with the state's Department of Transportation and the Interstate Commerce Commission (for interstate moves) . In addition to getting references, ask the Better Business Bureau about movers you are considering.
5. Negotiating with movers: Secure a contract (called a bill of lading) with "not-to-exceed" estimates in writing, as well as pickup and delivery dates. Ask if the service contains: packing household goods; loading and unloading the truck; deliveries to multiple destinations; short- or long-term storage; special handling for valuables and breakables; relocation of cars, boats and stored belongings.
6. If something goes wrong: Know the extent of the mover's insurance coverage and your own homeowner's policy in case something is lost or damaged. Through one or both of these policies, you should have full replacement value insurance. Hold onto the bill of lading until you are fully moved in and happy with the work.
7. Picking out a locality: Whether you're married, single or heading a household of rugrats, selecting the most appropriate neighborhood can discover how successful your relocation is. Peruse the sites below for crime reports, neighborhood descriptions and school analyses, and turn to your colleagues for insider tips. Ideally, you can take three weeks or more to find the best home, or even rent while looking to buy.